There is a lot of hoopla surrounding the ability to convert pre-tax IRA (or 401k) dollars into tax-free Roth IRA dollars. Much of this hoopla is deserved and much is not. As with most anything, the devil is in the details. How this strategy may apply to you could be vastly different when compared to someone else. The article from Money Magazine linked to below does a good job of discussing some background information on the Roth conversion and considerations for determining whether or not to convert; and if so how much. If this strategy seems to be something for you to investigate, I'd recommend obtaining professional help from a good CFP or CPA. This is one area that can easily trip you up as effectively implementing a conversion strategy can get quite complex. http://money.cnn.com/2010/01/25/pf/expert/roth_iras.moneymag/index.htm To Your Prosperity ~ Kevin Kroskey
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