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Showing posts from January, 2014

Reverse Mortgages in Retirement Income Planning

Much has been written about research evaluating reverse mortgages in the context of a retirement income strategy and sustainability thereof.  Reverse mortgage strategies are likely to continue to gain steam in light of continually increasing life expectancy, arguably challenging expected investment returns, and because home equity represents a substantial asset for the vast majority of retirees.  In the video linked below professor John Salter outlines how retirees can put short-term cash to work in an HECM Saver reverse-mortgage product, though there are several risks to keep in mind.